Mortgage Company
888-916-PEMS (7367)
533 Main St.
Martinez, California 94533
CA-DOC #: 6054315
NMLS #: 275507
CA-DRE # 00988341

California Public Employee Mortgage Services
State, County, City Employees and Credit Union Members

Current Rates Last updated: 05-13-2013
30 yr. fixed
3.625%
3.690% APR
30 yr. FHA
3.250%
3.611% APR
15 year fixed
2.875%
3.100% APR
*Rates above based < 75% LTV, 740 FICO, w/ impounds, owner occupied, rate/term refi or purchase, loan amount 350k
*FHA rate above requires 660 FICO, 3.5% down payment loan amount 350k

California Public Employee Mortgage Services

CalPEMS

With the CalPERS Home Loan Program being suspended last December 2010, we here at CalPEMS knew this would leave a huge gap in making it possible for public employees to own a home or refinance an existing home mortgage.  CalPEMS offers discounted fees and better rates. CalPEMS has also added the benefit of a Discounted Real Estate Agent referral program for even bigger savings.
 
Being a huge believer in giving back a little, we came up with the CalPEMS program and opened it up to all public employees, whether you have a CalPERS retirement or any other public employee  retirement system, you now qualify for the CalPEMS Advantage and all the benefits that go with it. 
 
CalPEMS offers a wide variety of loan options, we are here to guide you through from application to close of escrow, we promise you the best rate available with the lowest fees possible and service second to none.
 
Please feel free to fill out the “Get a Quick Quote” for a no pressure rate quote whether you are buying a home or looking to refinance an existing one.  If you have questions please don’t hesitate to call us at 888-916-PEMS (7367)  or by emailing us at  homeloans@calpems.com

 
We here at CalPEMS look forward to serving the people who serve the people.

 


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Equal Housing Opportunity Lender. Not a commitment to lend. Rates, Program, and Fees are subject to change without notice. Land Home only conducts business in states we are approved to. CalPEMS is a Loan Program of Land Home Financial Services, Inc. 1355 Willow Way Blvd., Suite 250, Concord, CA 94520. Licensed by the Department of Corporations under the California Finance Lenders law - #6052040. NMLS# 1796. CA-DRE #00988341. CA Department of Corporations - 916-324-6624. CA Dept. of Real Estate - 916-227-0931. Arizona Mortgage Banker License #0903165. Nevada Mortgage Banker License #1156. Nevada Mortgage Broker License #3618. (925) 676-7038.

Mortgage Company