We here at CalPEMS work hard every day searching for companies that are willing to join our team to offer our public employees the discounts they deserve. Below are some of the CalPEMS Advantages that are currently being offered as well a list of benefits that set us apart from your every day mortgage company. Please fill out the "Get a Quick Quote"box and we will get back to you ASAP with the discounted service you're in need of.
CalPEMS – “Serving The People Who Serve The People”
CalPEMS Advantages:
Competitive Interest Rates
Reduced Administration Fee
Lock Periods: 30, 45, 60, and 90 Days*
Discounted MI for loans over 80%
Reduced Title Fee's with Approved Affiliates
Primary, Secondary Home, Investment
No Origination Fee Available
Float Down Feature, for Purchases Only
FHLMC Relief Refinance 105%
Agency High Balance Conforming
In-House Insurance Services
Realtor Referral Program
*Lock term varies depending on refinance or purchase.
Please don't hesitate calling or emailing CalPEMS anytime at 888-916-PEMS or email us at darrin@lhfinancial.com you may also start a loan application 24-7 by clicking the apply online link on the home page, this will take you to our safe and secure loan application.
Thank You and we look forward working with you on your new home loan soon.
